Services AVAILABLE

Ptrserve Investments (Private) Limited is dedicated to offering inclusive and accessible financial solutions to Zimbabwe's underbanked population. Our services are tailored to meet the unique needs of diverse sectors, leveraging simplicity and technology to bridge the financial gap.Here is a list of our core services:

Inclusive Financial Accounts

We offer easy-to-open, low-barrier accounts designed for individuals and businesses without traditional banking access.

• Simplified Savings Accounts: Secure places to save money with competitive interest rates and no hidden fees. 
• Mobile Money Integration: Seamlessly link your Ptrserve account with major local mobile money platforms for easy deposits and withdrawals in remote areas. 
• SME & MSME Business Accounts: Tailored accounts for small business owners in the informal sector to manage business finances separately from personal funds. 

Accessible Credit & Lending Solutions

We provide responsible lending options to help our clients grow their businesses, support their families, and manage emergencies.

• Micro-Credit Facilities: Quick, accessible loans for immediate business needs, agricultural inputs, or personal emergencies. 
• Agricultural Loans: Seasonal loans and financing specifically designed for farmers to purchase seeds, fertilizer, and equipment. 
• Civil Servant & Employee Schemes: Partnership programs with corporates and the public sector offering salary-based loans and credit lines at preferential rates. 
• Miner Finance: Specialised financing options for artisanal and small-scale miners to boost productivity and safety. 

Digital & Transactional Services

We are bringing digital convenience to everyone, regardless of their location.

• Digital Wallets: Our user-friendly digital platform allows you to manage your funds, pay bills, and transfer money securely. 
• Agent Network Access: A wide network of local agents facilitates cash-in and cash-out transactions across Zimbabwe, bringing financial access closer to home. 
• Bill Payments: Easily pay utility bills, school fees, and other essential services directly through our platform. 

Financial Literacy & Support

Empowerment comes with knowledge. We invest in the financial education of our clients.

• Financial Education Workshops: Regular workshops and digital resources on budgeting, saving, and managing credit effectively. 
• Business Advisory Support: Basic support and tools for small business owners (SMEs/MSMEs) to help them formalise and grow. 
• Dedicated Customer Support: Our responsive team is always ready to assist you with any queries or issues you may face. 

Ptrserve Investments (Private) Limited is committed to fostering economic growth and stability for all Zimbabweans by providing reliable, inclusive, and accessible financial services.